General Liability Insurance (CGL)
The foundation of any solid business protection plan. General Liability insurance protects your business assets from lawsuits resulting from third-party bodily injury, property damage, and advertising injury.
Bodily Injury
If a customer slips and falls in your store, this covers their medical bills and your legal defense.
Property Damage
If you or an employee accidentally damages a client's property while working.
Advertising Injury
Protection against claims of libel, slander, copyright infringement, or invasion of privacy.
Common Question: Is this the same as Professional Liability?
No. General Liability covers physical risks (slips, falls, damage). Professional Liability (E&O) covers financial losses caused by your professional advice or services. Many businesses need both.
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