If your business uses vehicles, a personal auto policy isn't enough. Commercial Auto Insurance provides the higher liability limits and specialized coverages needed to protect your business assets on the road.

From a single contractor's truck to a fleet of delivery vans, we help you find the right coverage. We understand the risks of San Diego roads and ensure your drivers and vehicles are protected against accidents, theft, and liability claims.

Comprehensive Fleet Protection

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Liability Coverage

Pays for bodily injury and property damage to others if your employee causes an accident. We recommend high limits to protect your business.

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Physical Damage

Collision and Comprehensive coverage to repair or replace your business vehicles after an accident, theft, or vandalism.

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Cargo Coverage

Protects the tools, equipment, or goods you're transporting. Essential for contractors and delivery services.

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Hired & Non-Owned

Covers liability when employees drive their own cars for work errands or when you rent vehicles for business use.

Commercial Auto FAQ

Do I need commercial auto for my work truck? ▼

Yes. Personal policies typically exclude business use. If you have a claim while working, it could be denied. Commercial policies are designed for the wear-and-tear and risks of business driving.

How can I lower my fleet insurance costs? ▼

Hire drivers with clean records, implement a safety training program, and consider telematics devices to monitor driving habits. We can help you access fleet discounts.

Trusted Carrier Partners