You've worked hard to build your business. Don't let one lawsuit, accident, or natural disaster jeopardize everything you've achieved. As Carlsbad's premier commercial insurance brokers, we act as your outsourced risk management team.
From tech startups to retail shops, Advanced Brokers Insurance serves businesses across California, we understand the unique risks of your industry. Our agents take the time to review your insurance requirements to ensure you're compliant and ready to grow your business with confidence knowing you are protected
Our Business Insurance Solutions
Business Owner’s Policies (BOP)
A bundled solution combining property and liability coverage specifically designed for small businesses.
Worker’s Compensation
Take care of your employees and comply with state laws by covering on-the-job injuries.
General Liability Insurance
Crucial protection against common business risks like bodily injury and property damage claims.
Commercial Property
Protect your physical assets, including buildings, equipment, and inventory, from unforeseen losses.
Commercial Auto Insurance
Protect your business vehicles and drivers with specialized commercial-grade policies.
Commercial Umbrella
Extend your business liability limits to protect your company from catastrophic losses.
Excess Liability Insurance
Targeted liability coverage that provides additional limits specifically for a particular underlying policy.
Cyber Liability
Protect your digital assets and customer data from the evolving threat of cyber attacks and breaches.
Employment Practice Liability
Protect your business from claims related to employment issues like wrongful termination or harassment.
Industries We Serve
Business Insurance FAQ
Do I need insurance if I work from home? ▼
Yes. Homeowners policies typically exclude business-related liabilities. You may need a Business Owners Policy (BOP) or a specific endorsement to cover your business equipment and liability risks.
How is workers' comp calculated? ▼
Premiums are based on your payroll, the classification of your employees' work (risk level), and your claims history (Ex-Mod). We help you audit these factors to ensure you aren't overpaying.
What is a Business Owners Policy (BOP)? ▼
A BOP bundles General Liability and Commercial Property insurance into one affordable package, ideal for small to medium-sized businesses.
Is General Liability required by law in California? ▼
While not always legally required, most landlords, vendors, and clients will require you to carry it before doing business.
Trusted Carrier Partners
Protect Your Business Today
Get a customized commercial insurance quote that fits your industry and budget.
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