Your ability to earn an income is your greatest asset. If a serious illness or injury prevents you from working for years—or permanently—Long-Term Disability (LTD) Insurance ensures you can maintain your standard of living.
Unlike short-term policies that last a few months, LTD pays benefits for 2 years, 5 years, 10 years, or even until retirement age.
Why You Need LTD
Long-Lasting Support
Benefits kick in after a waiting period (e.g., 90 days) and can continue until age 65 or 67.
Own Occupation
We offer "Own Occupation" definitions, meaning you get paid if you can't perform your specific job, even if you could do other work.
Asset Protection
Prevents you from draining your retirement savings or selling your home to pay bills during a long disability.
Who Should Consider LTD?
- ✓ Professionals (Doctors, Lawyers, Engineers)
- ✓ Business Owners & Self-Employed
- ✓ Heads of Household
- ✓ Anyone relying on a paycheck
Trusted Carrier Partners
Secure Your Future
Get a Long-Term Disability quote to protect your lifestyle and assets.
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