With over 25 years in the insurance industry, Nicole brings deep expertise and local insight to every client relationship.

Nicole Hardin is the President of Advanced Brokers Insurance Services and a seasoned insurance professional with 25 years in the industry. After starting her career in Las Vegas, she moved to California in 2010 with her family and launched Advanced Brokers with a clear mission: to build a truly client-centered brokerage. By remaining independent and not tied to a single carrier, Nicole and her team can compare options and design coverage that genuinely fits each client’s needs and protects their assets.

Nicole’s expertise spans home, auto, and business insurance, and she primarily serves families, small business owners, and high-net-worth clients who want to understand how their policies work for them. She takes time to listen, learn each client’s unique situation, and then “paint a picture” with real-world scenarios so coverage decisions feel clear and confident. Clients know her as their personal insurance broker—someone who will answer questions, look for better options, and proactively alert them if there are issues with their policies.

Deeply community-minded, Nicole is active with the Carlsbad Chamber of Commerce, supports the Agua Hedionda Lagoon, and proudly donates to the San Diego Food Bank, helping local families access essential resources. Guided by the belief that “we are more fulfilled when we are involved in something bigger than ourselves,” she treats clients like family and measures success by the grateful calls and emails her agency receives.